5 Lessons I Learned the Hard Way (But You Can Master in 60 Seconds)

Let’s be real—real estate isn’t always the glamorous game it’s made out to be. I’ve been in the trenches, and I’ve taken my fair share of hits. But each bruise came with a lesson that’s made me sharper, and I want to share those with you so you can skip the pain and go straight to the gain. So, let’s dive in—quick and dirty. 

⁍➡Due Diligence Isn’t Just a Fancy Term
Ever get that gut feeling that something’s off but you ignore it? Yeah, I did that once (okay, maybe more than once). Turns out, skipping due diligence is like playing Russian roulette with your investments. I’ve learned that you’ve got to dig deep—no shortcuts, no excuses.
What I Do Now: I’ve got a checklist for every deal, and I never, ever skip a step. If something doesn’t add up, I’m out. Trust your gut, but back it up with solid research.

⁍➡ Cash Flow Over Everything
Remember when everyone was chasing properties hoping they’d double in value overnight? I fell for it too. But here’s the truth: if your property isn’t putting cash in your pocket every month, you’re in trouble. Appreciation is great, but it’s the cash flow that keeps the lights on.
My Rule of Thumb: If it doesn’t cash flow from day one, it’s a no-go. I look for properties in areas with strong rental demand—that’s my safety net.

⁍➡ Leverage: Use It, Don’t Abuse It
Leverage can be your best friend or your worst enemy. Early on, I got a little too comfortable with it. Things were great—until they weren’t. The market turned, and I found myself in a tight spot. The key? Respect leverage, but don’t let it control you.
How I Play It Now: I keep my loan-to-value ratios conservative and always have an exit strategy. Leverage is a tool—use it wisely.

⁍➡ Your Network Is Your Net Worth
This one took me a while to figure out. I used to think I could do it all on my own. Spoiler: I couldn’t. Real estate is a people business, and who you know really does matter. Once I started putting myself out there, opportunities started coming my way.
My Advice: Get out there. Go to meetups, be active online, and don’t be afraid to ask for advice. The more people you know, the more doors will open.

⁍➡ Stay Flexible or Get Left Behind
The market’s always changing, and if you’re stuck in your ways, you’re going to get left behind. I’ve seen it happen—heck, I’ve been there myself. The ability to pivot and adapt is what keeps you in the game.
What I Do: I’m always learning—whether it’s new strategies, tech, or just staying on top of market trends. Being flexible isn’t a nice-to-have; it’s a must.

The information contained herein is for general guidance on matters of interest only. This information contained herein is not intended to provide you with any advice on financial planning, investment, insurance, legal, accounting, tax or similar matters and should not be relied upon for such purposes. Marcin Drozdz, M1 Real Capital Inc are not financial, legal or tax advisers. You should assess whether you require such advisers and additional information and, where appropriate, seek independent professional advice. You understand this to be an expression of opinions and not professional advice. You are solely responsible for any actions you take with the content and hold Marcin Drozdz and M1 Real Capital Inc or any of it's affiliates harmless in any event or claim.